Thank you for visiting the website. I reviewed your questions and realized that we had overlooked the fact that Kaiser includes the pre-natal visits at zero cost in the analysis (none of the other carriers do that). The lab tests for the pre-natal visits will still be part of the deductible for the HSA plans, and a copay for the Copayment plans. I will update the website tomorrow with the new results. The $40 vs $50 copay is a typo we missed (It was copied from the $40 Copay plan to the $50 Copay plan)..
Oops!

Tim

A good password is:

A) easy to remember (for the user)
B) impossible to guess (for the rest of the world)

Sounds easy…right? With all the different passwords we must maintain and choose some of which must have UPPER CASE some need numbers some cannot be longer than 8 characters. Some must be at least 8 characters. So we cannot always choose the same password for all of our systems.

Finding a system that works for you and can be secured within reasonable parameters is a worthwhile goal. However, instead of trying to suggest a system that would work for everyone (I don’t think this exists,) I will focus on a quick list of what NOT to choose when selecting passwords. I came up with most of these from memory of my own experience with “passwording.”

1) the word “password”
2) your own first name
3) your own last name
4) your own name(s) with a “1” after it
5) four letter swear words
6) the word “server”
7) children’s names
common pet names or YOUR pet’s names
9) your cell number, home number or other number that can be traced to you
10) your street number, address, zip code or combination
11) your birthdate, your family’s birthdays
12) your social security number
13) any string of sequential number – 12345 – 65432
14) any short number – 7871 (bots will start at one and try each number going up and eventually get yours)
15) famous people names, fictional characters
16) your name with a 3 instead of an E – or a zero instead of an O – (yes, they know that trick)
17) any of the above with an exclamation point after it – ditto $, #, @
18) and many more you can think of using a little research and common sense.

I once found a hacked server with a program installed on it designed to hack more servers. It had along with it a simple text file of the 1000 most commonly used passwords. The virus would then go out and try to find a server that would respond and then proceed to over the coming weeks try each of those passwords. And…what was the password on the hacked server that I was asked to fix? YOU GUESSED IT….”server1”

Here are some links I used as a refresher when I sat down to write this entry.

http://www.whatsmypass.com/the-top-500-worst-passwords-of-all-time

http://www.productivity501.com/10-tips-for-creating-secure-passwords/253/

http://www.microsoft.com/business/en-us/resources/technology/security/5-tips-for-top-notch-password-security.aspx?fbid=rRm4M_FWJwu

Surf Safely,
Darren

It does not happen anymore, but in the past – the difference between Craigslist.com and Craiglist.com (no s as in craigs) was a ton of naked people!

Errors in site addresses can lead to unexpected results! I am an adult and to say that I was embarassed when I popped this up on my screen in a stadium seating style law school classroom would be an understatement. I wonder how people with kids sitting with them would feel!

Ken Williams

How do you recommend clients send their information to you? Or how do you send sensitive information to your clients?

Tim

First rule of smart surfing? Remain as anonymous as possible. That means keeping all private information private. This site even has samples of information requests that should be a red flag. A great way to teach the younger population what to be leery of…

Happy Surfing!
Kristen

Select “Tools”
Select “Internet Options”
Open the “General” tab
In “Browsing History” are click the “Delete” button
In “Delete Browsing History” window click “Delete Forms” button and then click “yes”
Click Close and then click OK

Kylie Fletcher

Regina Unegovsky

To get the most “bang for your buck” when commenting on any website, instead of typing your actual name in the comment input box titled “Name”, put in a keyword phrase you would like people to be able to Google you for. Then put your website name into the “website” input box.

That way you get a link pointing back to your website using the specific keywords you want Google to rank you higher for.

If you want your personal name to be in the comment, just put it at the end of your comment text.

Tim Thompson

Here’s an article I wrote that outlines how to identify these rogue websites before they get your information:

San Diego Medical Insurance Quotes – Avoid Rogue Websites

These tips and ideas can be applied to any websites that ask for your contact information.
Ciao