http://spfinsurance.com "LEADING YOU THROUGH THE INSURANCE MAZE" Sun, 12 Feb 2012 03:11:21 +0000 en hourly 1 http://wordpress.org/?v=3.2.1 http://spfinsurance.com/2012/02/new-health-care-reform-tax-will-raise-costs-for-everyone/ http://spfinsurance.com/2012/02/new-health-care-reform-tax-will-raise-costs-for-everyone/#comments Thu, 09 Feb 2012 20:11:58 +0000 Tim Thompson http://spfinsurance.com/?p=1381 Share on FacebookStumble thisSubmit this to Digg thisRetweet thisA new report by the actuarial firm Millman Inc. says that a new tax on health insurers’ premium revenues will be passed on to consumers, and will cause problems for state Medicaid programs. The health care reform premium tax, which starts in 2014, was intended to help pay for coverage of the 32 million uninsured [...]]]> http://spfinsurance.com/2012/02/new-health-care-reform-tax-will-raise-costs-for-everyone/feed/ 0 http://spfinsurance.com/2012/02/the-feds-slap-californias-hand-over-medi-cal-copays/ http://spfinsurance.com/2012/02/the-feds-slap-californias-hand-over-medi-cal-copays/#comments Tue, 07 Feb 2012 20:37:27 +0000 Tim Thompson http://spfinsurance.com/?p=1390 Share on FacebookStumble thisSubmit this to Digg thisRetweet thisGovernor Brown’s plans to charge low-income patients for medical care they receive through the Medi-Cal program were rejected by Federal health officials. The copays were part of Governor Brown’s budget balancing “act”, and it was hoped that the state would save $296 Million by having poor people make co-payments. Over 8 million are in the [...]]]> http://spfinsurance.com/2012/02/the-feds-slap-californias-hand-over-medi-cal-copays/feed/ 0 http://spfinsurance.com/2011/12/to-get-affordable-health-insurance-californian%e2%80%99s-have-choices/ http://spfinsurance.com/2011/12/to-get-affordable-health-insurance-californian%e2%80%99s-have-choices/#comments Tue, 27 Dec 2011 03:23:27 +0000 Tim Thompson http://spfinsurance.com/?p=1323 Share on FacebookStumble thisSubmit this to Digg thisRetweet thisHow much someone, or a company, is willing to spend is what determines how easy it is to find an affordable health insurance plan. A few individuals might just buy an expensive comprehensive plan that costs hundreds of dollars a month, but most would prefer to find a plan that costs a lot less. The [...]]]> http://spfinsurance.com/2011/12/to-get-affordable-health-insurance-californian%e2%80%99s-have-choices/feed/ 2 http://spfinsurance.com/2011/11/san-diego-dental-insurance-6-tips-to-find-the-best-plan/ http://spfinsurance.com/2011/11/san-diego-dental-insurance-6-tips-to-find-the-best-plan/#comments Wed, 30 Nov 2011 01:18:06 +0000 Tim Thompson http://spfinsurance.com/?p=1282 Share on FacebookStumble thisSubmit this to Digg thisRetweet thisMillions оf Californian’s dо nоt hаvе аnу dental insurance, and that includes people in San Diego. That’s pretty sad. You see people every day that have some sort of dental issue that’s never been fixed. By the age of 50, the average person is missing four to five teeth, with higher numbers living in the valley, [...]]]> http://spfinsurance.com/2011/11/san-diego-dental-insurance-6-tips-to-find-the-best-plan/feed/ 0 http://spfinsurance.com/2011/10/new-california-maternity-health-insurance-mandates/ http://spfinsurance.com/2011/10/new-california-maternity-health-insurance-mandates/#comments Sun, 23 Oct 2011 00:53:54 +0000 Tim Thompson http://spfinsurance.com/?p=1135 Share on FacebookStumble thisSubmit this to Digg thisRetweet thisIn the search to find good maternity insurance California mothers have found fewer options to choose from over the last few years. However, new mandates in 2012 will require that all health insurance plans in California provide maternity health coverage. Both the Individual/Family plans as well as the Group plans will be affected by these [...]]]> http://spfinsurance.com/2011/10/new-california-maternity-health-insurance-mandates/feed/ 0 http://spfinsurance.com/2011/10/best-california-maternity-health-insurance-plans-updated/ http://spfinsurance.com/2011/10/best-california-maternity-health-insurance-plans-updated/#comments Mon, 03 Oct 2011 17:07:53 +0000 Tim Thompson http://spfinsurance.com/?p=1130 Share on FacebookStumble thisSubmit this to Digg thisRetweet thisFind an update to the best California Maternity Health Insurance plans, with the most recent price changes from the major Insurance Companies on the California Maternity Health Insurance page. Notable changes were a price increase for the Blue Cross Select HMO and a price reduction for the Kaiser Permanente 0/1500 Deductible (HSA) plan. Overall the [...]]]> http://spfinsurance.com/2011/10/best-california-maternity-health-insurance-plans-updated/feed/ 0 http://spfinsurance.com/2011/09/nourish-your-mind-and-body-breast-health-101/ http://spfinsurance.com/2011/09/nourish-your-mind-and-body-breast-health-101/#comments Wed, 28 Sep 2011 00:37:05 +0000 Tim Thompson http://spfinsurance.com/?p=1117 Share on FacebookStumble thisSubmit this to Digg thisRetweet thisPalomar Pomerado Health provides a large variety of free and low-cost health education classes. The classes are led by physicians and other professionals, and in some cases also provide free screenings depending upon the class topic. The Featured Class in October is : Breast Health 101 Tuesday, October 25 5-6pm Exhibits and Screenings 6-7:30pm Class [...]]]> http://spfinsurance.com/2011/09/nourish-your-mind-and-body-breast-health-101/feed/ 1 http://spfinsurance.com/2011/08/health-insurance-for-pregnant-women-using-the-pcip-california-plan/ http://spfinsurance.com/2011/08/health-insurance-for-pregnant-women-using-the-pcip-california-plan/#comments Tue, 23 Aug 2011 23:30:40 +0000 Tim Thompson http://spfinsurance.com/?p=758 Share on FacebookStumble thisSubmit this to Digg thisRetweet thisBetween 2007 and 2009 the number of uninsured women increased by 12.8%, and the March of Dimes PeriStats database shows that 22.3% of women in their child bearing years are uninsured. So it’s not uncommon to be pregnant without health insurance in the US, and the situation has been getting worse each year. For women [...]]]> http://spfinsurance.com/2011/08/health-insurance-for-pregnant-women-using-the-pcip-california-plan/feed/ 0 http://spfinsurance.com/2011/08/how-to-get-health-insurance-for-pregnant-women/ http://spfinsurance.com/2011/08/how-to-get-health-insurance-for-pregnant-women/#comments Tue, 23 Aug 2011 22:44:46 +0000 Tim Thompson http://spfinsurance.com/?p=778 Share on FacebookStumble thisSubmit this to Digg thisRetweet thisSPF Insurance is proud to announce a new resource page targeting the needs of women in California who are pregnant without insurance. This new page, “Health Insurance For Pregnant Women,” provides information on 7 ways that women who are pregnant without health insurance can find coverage to help protect themselves and their babies. The number [...]]]> http://spfinsurance.com/2011/08/how-to-get-health-insurance-for-pregnant-women/feed/ 0 http://spfinsurance.com/2011/08/pcip-california-pre-existing-condition-insurance-plan-rates-just-cut/ http://spfinsurance.com/2011/08/pcip-california-pre-existing-condition-insurance-plan-rates-just-cut/#comments Wed, 17 Aug 2011 05:01:37 +0000 Tim Thompson http://spfinsurance.com/?p=728 Share on FacebookStumble thisSubmit this to Digg thisRetweet thisThe federal government, which pays most of the cost for this program, just gave California permission to lower the rates on the insurance plan by up to 24%. The Pre-Existing Condition Insurance Plan California (PCIP California) was created as part of the Health Care Reform Bill last spring, and serves Californian’s that have been denied [...]]]> http://spfinsurance.com/2011/08/pcip-california-pre-existing-condition-insurance-plan-rates-just-cut/feed/ 2 http://spfinsurance.com/2011/08/understanding-the-disease-and-choosing-dementia-care-facilities-in-san-bernardino-2/ http://spfinsurance.com/2011/08/understanding-the-disease-and-choosing-dementia-care-facilities-in-san-bernardino-2/#comments Tue, 09 Aug 2011 20:57:30 +0000 External Contributor http://spfinsurance.com/?p=662 Share on FacebookStumble thisSubmit this to Digg thisRetweet thisby Deann Whitehead It is always difficult to watch a relative go through the so called second childhood. A person who was once so confident and sure of himself slowly turns into a poor version of himself. There are families that take care of such people for as long as possible. But when the degeneration [...]]]> http://spfinsurance.com/2011/08/understanding-the-disease-and-choosing-dementia-care-facilities-in-san-bernardino-2/feed/ 0 http://spfinsurance.com/2011/07/san-diego-medical-insurance-quotes-avoid-rogue-websites/ http://spfinsurance.com/2011/07/san-diego-medical-insurance-quotes-avoid-rogue-websites/#comments Fri, 29 Jul 2011 02:40:55 +0000 Tim Thompson http://spfinsurance.com/?p=610 Share on FacebookStumble thisSubmit this to Digg thisRetweet thisRogue health insurance websites are set up to capture personal information from people trying to get instant quotes, and then the websites sell that information to agents.  In the results from 2 Google searches for “Pregnancy Health Insurance” and “Maternity Insurance Plans,” almost 50% of the top 20 results were rogue websites.  There are plenty of [...]]]> http://spfinsurance.com/2011/07/san-diego-medical-insurance-quotes-avoid-rogue-websites/feed/ 4 http://spfinsurance.com/2011/07/maternity-health-insurance-plans-anayzed-what-are-your-out-of-pocket-costs-going-to-look-like/ http://spfinsurance.com/2011/07/maternity-health-insurance-plans-anayzed-what-are-your-out-of-pocket-costs-going-to-look-like/#comments Wed, 20 Jul 2011 16:44:45 +0000 Tim Thompson http://spfinsurance.com/?p=481 Share on FacebookStumble thisSubmit this to Digg thisRetweet thisWe just added new information on the California Maternity Health Insurance page that will answer all your questions about how much your costs will be during the prenatal care and baby birthing process! One of the common questions we get from couples planning to have a baby is, “What will our costs be if we [...]]]> http://spfinsurance.com/2011/07/maternity-health-insurance-plans-anayzed-what-are-your-out-of-pocket-costs-going-to-look-like/feed/ 4 http://spfinsurance.com/2011/06/brand-new-california-maternity-health-insurance-resource-now-ready/ http://spfinsurance.com/2011/06/brand-new-california-maternity-health-insurance-resource-now-ready/#comments Thu, 30 Jun 2011 22:02:35 +0000 Tim Thompson http://spfinsurance.com/?p=442 Share on FacebookStumble thisSubmit this to Digg thisRetweet thisAfter a lot of work, We’ve compiled all the California Maternity Health Insurance information into one page on the website. This way it will be easier to find the information you’re looking for and simplify applying for maternity coverage. While we were compiling the information and adding new content, we realized that there was more [...]]]> http://spfinsurance.com/2011/06/brand-new-california-maternity-health-insurance-resource-now-ready/feed/ 1 http://spfinsurance.com/2011/06/3-keys-to-make-shopping-for-medical-insurance-easy/ http://spfinsurance.com/2011/06/3-keys-to-make-shopping-for-medical-insurance-easy/#comments Thu, 30 Jun 2011 18:45:32 +0000 Tim Thompson http://spfinsurance.com/?p=436 Share on FacebookStumble thisSubmit this to Digg thisRetweet thisAsk someone in San Diego if they should have Medical Insurance, and they’ll likely agree that it’s a good idea.  But ask that same person if they’re confident about shopping for insurance and picking out the best San Diego Medical insurance plan and they always say “no”.  They say they “don’t understand” health insurance or [...]]]> http://spfinsurance.com/2011/06/3-keys-to-make-shopping-for-medical-insurance-easy/feed/ 0 http://spfinsurance.com/2011/06/san-diego-medical-insurance-is-live/ http://spfinsurance.com/2011/06/san-diego-medical-insurance-is-live/#comments Sat, 25 Jun 2011 15:13:44 +0000 Tim Thompson http://spfinsurance.com/?p=421 Share on FacebookStumble thisSubmit this to Digg thisRetweet thisFor everyone that’s looking for the perfect resource to help make San Diego Medical Insurance easy to understand and apply for, the wait is over. The San Diego Medical Insurance page is now live and ready. This page starts by having you answer 5 questions to determine what benefits you need in your medical insurance [...]]]> http://spfinsurance.com/2011/06/san-diego-medical-insurance-is-live/feed/ 0 http://spfinsurance.com/2011/06/application-tips-position-your-application-for-approval/ http://spfinsurance.com/2011/06/application-tips-position-your-application-for-approval/#comments Wed, 08 Jun 2011 22:42:26 +0000 Tim Thompson http://spfinsurance.com/?p=354 Share on FacebookStumble thisSubmit this to Digg thisRetweet thisThere are usually many questions people ask me when they are filling out their health insurance applications. So I’ve created a new article that gives you tips on what to do and what not to do, so that your application is truthful and complete, and presents your health history to the insurance company in a [...]]]> http://spfinsurance.com/2011/06/application-tips-position-your-application-for-approval/feed/ 0 http://spfinsurance.com/2011/05/maternity-health-insurance-for-the-pregnant-is-it-possible/ http://spfinsurance.com/2011/05/maternity-health-insurance-for-the-pregnant-is-it-possible/#comments Thu, 26 May 2011 00:45:19 +0000 Tim Thompson http://spfinsurance.com/?p=305 Share on FacebookStumble thisSubmit this to Digg thisRetweet thisAn update to this post is now available, with more details and an additional option on the California Maternity Health Insurance page of the website. The short answer is probably not unless you qualify for one of two exceptions. These exceptions are, join a group health insurance plan at your work or your spouse’s company, [...]]]> http://spfinsurance.com/2011/05/maternity-health-insurance-for-the-pregnant-is-it-possible/feed/ 0 http://spfinsurance.com/2011/04/health-insurance-recommendation-table/ http://spfinsurance.com/2011/04/health-insurance-recommendation-table/#comments Sat, 30 Apr 2011 20:25:42 +0000 Tim Thompson http://spfinsurance.com/?p=275 Share on FacebookStumble thisSubmit this to Digg thisRetweet thisThis table will be updated whenever there are changes to pricing or benefit levels. The recommendations are based upon the characteristics of the 6 Consumer Classifications described below. These 6 classifications are further broken into 3 age groups: 30, 45, and 60. The ages were chosen to show the pricing differences in plans due to [...]]]> http://spfinsurance.com/2011/04/health-insurance-recommendation-table/feed/ 0 http://spfinsurance.com/2011/04/how-to-pick-the-right-dental-insurance-plan/ http://spfinsurance.com/2011/04/how-to-pick-the-right-dental-insurance-plan/#comments Sun, 24 Apr 2011 20:41:34 +0000 Tim Thompson http://spfinsurance.com/?p=280 Share on FacebookStumble thisSubmit this to Digg thisRetweet thisThere are 2 questions you have to ask yourself in order to find the right Dental Insurance plan for your specific needs. Once you know the answers to these questions you can easily narrow your choices to just a few Dental Insurance plans that will fit your budget and needs. The first question is : [...]]]> http://spfinsurance.com/2011/04/how-to-pick-the-right-dental-insurance-plan/feed/ 0